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Tailor the coverage to fit your needs and your budget. Many coverages are required by state laws, but U.S. Insurance Services does offer variations and optional coverages for additional protection. |
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Bodily Injury & Property Damage Liability:
Protects you in instances where you are legally responsible for bodily injury or property damage to others as a result of an accident.
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Guest Passenger Liability: Provides bodily injury insurance when a passenger on your insured motorcycle is injured. |
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Collision: Covers damages to your motorcycle as a result of an accident. |
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Comprehensive: Sometimes referred to as "other than collision or OTC", comprehensive coverage pays for damages to your motorcycle as a result of fire, vandalism or theft. |
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Uninsured Motorist:
Provides bodily injury coverage to you when another driver responsible for your injuries carries insurance which is insufficient for the loss. |
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Medical Payments: Pays for your medical expenses, up to the limit of the coverage, for injuries sustained as a result of using your motorcycle. |
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Additional Accessories: Provides coverage for non-stock items added to the motorcycle (chrome, saddlebags, fairings). This coverage is available when physical damage coverage is purchased. |
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Trip Interruption / Towing Coverage: Provides coverage for lodging and food if your vehicle is disabled while away from home on your vehicle. Also provides towing coverage for your vehicle. |
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