Motorhome Insurance Coverages
Choose from Collision/Comprehensive protection against sudden and accidental loss due to a collision, fire, windstorm, landslide, vandalism, and other perils - or Liability Only - protection against liability issues that may arise from using your recreational vehicle.
You can also add to your policy any of these valuable coverages
Total Loss Replacement
We replace your RV if it is damaged beyond repair in the first five model years. You receive another unit of the same kind and quality - no depreciation.
Outstanding Loan Balance
If an RV is protected for its actual cash value, a claim settlement for a total loss might not be enough to pay off an outstanding loan. This option ensures you're not left with a loan to pay and no RV to show for it.
Agreed Value
Together, we determine how much your RV is worth and insure it for that amount. If you suffer a total loss, you'll be reimbursed for that agreed amount - no depreciation.
Purchase Price
We reimburse the amount you paid for your RV if damaged beyond repair.
"Full-Timers"
If you live 6 months or more of the year on the road, we offer liability protection similar to a homeowner's policy.
Extensive Physical Damage Protection. This provides coverage against sudden and accidental loss due to a collision, fire, windstorm, landslide, vandalism, and other perils.
Personal Effects
We offer our customers two choices for protecting their personal belongings: actual cash value or replacement cost coverage.
Roadside Assistance
Whether your RV breaks down, runs out of gas, or you simply lock yourself out, call the toll-free number for assistance. You won't need a separate service plan with this option.
Emergency Expense
We pay temporary housing expenses when a covered peril disables your RV. This coverage also pays the cost to get you, and your vehicle, back home.
Vacation Liability
This provides premises liability coverage while your unit is parked at a campsite or RV park.
Tow Dolly
Automatically receive $2,000 in coverage. Purchase additional protection if you need it.
Full Safety Glass Deductible
This endorsement provides coverage for the cost of repairing or replacing damaged safety glass at a $100 deductible.
