Coverages
Liability
Also known as bodily injury and property damage. Protects you against claims for injuries or property damages you are responsible for to others as a result of a motorcycle accident. Most states require liability coverage as the minimum insurance required to operate your bike.
Guest Passenger Liability
Protects you against claims for injuries to your passenger where you are legally responsible as a result of a motorcycle accident.
Uninsured Motorists
Pays for your injuries caused by an Uninsured driver in an accident that is not your fault.
Underinsured Motorists
Pays for your injuries caused by an Underinsured driver in an accident that is not your fault.
Medical Payments
Pays for the medical expenses for the rider and passenger.
Comprehensive/Collision
Also known as physical damage, provides insurance for damages to your bike resulting from fire, theft and most other perils. Also includes collision coverage for accidental damage to your bike.
Trike Conversions
This option is designed specifically for cycles that have been converted to a trike, or for those originally manufactured as a trike.
Safety Clothing, Towing & Trip Interruption Coverage
When physical damage is purchased this optional coverage pays for hotel and food expenses when your motorcycle breaks down more than 100 miles from home. Coverage also provides for towing and emergency road services as well as riding apparel that is damaged during a collision loss.
