Coverages
Whether it’s for a single car or a prized collection, American Modern’s collector car program shows well next to any competitor. Agreed Value Your car can be worth more than the depreciated value listed in a price book. We’ll work with you to determine your car’s agreed value, and insure it for that amount.
Mileage Plans
If you like to do a bit more leisure driving than just to the car show, we have plans for 1,000, 3,000 and 6,000 annual miles. Your agent will tell you what plans are accepted for your state and vehicle class.
Miles Rollover
Unused Miles Rollover into the next policy term from your annual mileage plan (1,000, 3,000 or 6,000). Miles do not expire.
Flat Liability Rate
Pay one premium rate for your liability coverage, regardless of the number of cars on your policy. Not available in all states.
Spare Parts
If spare parts and accessories for your auto are destroyed or lost, we'll pay up to $500 to help you replace them. Coverage can be increased to $10,000.
Towing
We include $75 to cover towing costs.
New Purchases
Add to your collection and our policy automatically covers it for 30 days until you add it to your policy.
Standard Auto Coverage
Our program includes bodily injury, property damage, collision, comprehensive and uninsured motorist. Depending on your state, it may include medical payments and personal injury protection (no-fault).
