Hospice

U.S. Insurance Services specializes in the Hospice Industry. Our Hospice Package is insurance uniquely designed to fulfill a wide range of special insurance needs for the Hospice sector. Each policy is custom tailored to address each insured’s unique exposures. We offer separate limits for General Liability, Professional Liability and Abuse & Molestation (if eligible). In addition, we offer a separate Director’s & Officers Liability policy.

Coverage Features

Liability

Comprehensive General Liability - Limits to $3,000,000
Employee Benefits Liability
Employees as Additional Insured’s
Professional Liability available on an Occurrence or Claims Made Form
Umbrella Limits – up to $15,000,000
Abuse & Molestation coverage options for eligible risks
Medical Payments with $15,000 limit

Excess Liability

Umbrella - Limits up to $15,000,000

Property

Blanket limits with large in-house capacity
Special causes of loss on building, contents, loss of income and extra expense
Crime, equipment breakdown, inland marine and all property coverage’s under one policy
Agreed Amount Endorsement available with property appraisal
No separate form needed for computer property, this is included under the personal property limit

Automobile

Owned automobile exposures
Non-owned automobile exposures
Volunteers and Insureds coverage available
Hired physical damage exposures
Rental Reimbursement for private passenger vehicles
Web-based Auto ID Card issuance
Online Defensive Driving Workshop

Crime

Employee Theft with limits up to $25,000
Theft, Disappearance and destruction of client property
Coverage for defense costs for any alleged breach of contract agreements, except breach of employment contract claims - $25,000